Health Insurance can be taken for individual people, families can take floater/sharing cover, customised plans for senior citizens. Also health policy can be taken for the staff where if employees are less than 25 you can prefer individual policy and above 25 you can avail a option of customised policy as well as separate individual policy option is also available. Group policy can be customised as per the organisation needs and premium may vary annually depending on the claim ratio of the company. In case you have existing company cover available you can take top up coverage, Backup additional health insurance plan and also deductible coverage competitive premiums are also available.